Monthly reconciliations tell you what happened. Cash flow forecasting and fractional CFO support tell you what’s coming — so you can act, not react. We translate your Xero data into decisions.
Our CFO and cash flow services sit on top of your bookkeeping. The numbers are already clean — we turn them into forward-looking insight.
P&L, balance sheet and cash position summarised in plain English — not just exported from Xero. Sent within 10 business days of month end.
A rolling weekly forecast that shows where your cash will be in three months. Updated monthly. Delivered in a format you can actually use.
Service-by-service or product-by-product margin analysis so you know which work is profitable and which isn’t.
Set a budget at the start of the year, track against it monthly, and understand what’s moving the needle — not just what the Xero P&L says.
A 45-minute call every month to walk through the numbers, flag risks, and discuss what to prioritise in the next 30 days.
Formatted financial reports ready for investors, lenders or business partners — built from your actual Xero data.
Most small business owners know their bank balance but not their margin. We bridge that gap — giving you the financial clarity to price confidently, hire deliberately, and plan 90 days ahead.
Get started →We plug into your existing Xero file and start reporting from day one.
We review your chart of accounts, tagging and historical data to make sure the base is right before we build on it.
Your first management report delivered within 15 days of onboarding, covering the previous full month.
A 13-week cash flow model built using your actuals and your forward commitments — delivered within 30 days.
Reports, forecast update and strategy call locked into your calendar. Numbers delivered before your month-end decisions.
For standalone management reports and forecasting, yes — we need your books to be current and reconciled. If you’re not yet on a bookkeeping package, we can quote both together.
A Xero P&L is raw data. A management report is that data interpreted — with context, comparisons, anomalies flagged, and a narrative that explains what happened and what to watch.
Yes. We prepare financial packs, projections and commentary suitable for lenders and investors. This is a common add-on to the monthly CFO service.
A fractional CFO gives you senior financial thinking at a fraction of the cost. You get the strategic input — pricing, margin, growth planning — without the full-time salary.
Xero is our primary platform. We also use Fathom and Spotlight Reporting for management reports and forecasting dashboards.
Tell us about your business and we’ll send a custom proposal within 24 hours. Or book a 15-minute discovery call and we’ll walk you through it.
Book a 15-min call →